The younger generation known as millennials has now realized the importance of investing early to prepare for the future. This awareness leads to a positive paradigm for starting investments among young people, including students. To support students’ interest in investing, the Faculty of Economics, Ganesha Education University held a webinar activity in early 2021 with the theme“Smart Investing Most (Mandiri Online Securities Trading)” on Thursday 4 March 2021. This virtual webinar presented resource persons from among practitioners, namely the Head of Mandiri Sekuritas Bali Branch (Ahmad Rasyid Abidin) and an opening speech from the Deputy Dean 3 of the Undiksha Faculty of Economics (Gede Putu Agus Jana Susila, SE., MBA) and the Head of Bank Mandiri Branch (Luh Putu Yuni Hartini).
This webinar activity was attended by 150 participants from students and the general public. The activity was divided into 3 sessions, namely opening, presentation of material by the resource person, and discussion which ended with a closing ceremony. The discussion activity was guided by a moderator who is also an Undiksha academic (Ni Made Dwi Aryani Mayasari, SE., MM). The webinar participants participated in the discussion very enthusiastically, attracting several participants and one of the most interesting things about the webinar was the awarding of an attractive door prize from Mandiri Sekuritas Bali Branch in the form of Mandiri Investor Savings which was won by 3 Undiksha FE students and 1 member of the public.
It is hoped that the presentation from the resource person will be able to arouse student and community interest in investing so that students and the community not only know the theory of investing but are able to get to know it more closely from a practical level. Students through financial management courses also previously received various theories regarding financial management by investing the income they earn in investment instruments. Generally, the millennial generation does not understand investment well amidst the variety of investment instruments which of course have their respective advantages and disadvantages.
This webinar also targets the general public to bring them closer to investment and the capital market. Worries about investing our money in the capital market can be minimized because investment can also offer safe instruments. In fact, the government itself encourages its people to invest, especially in the current economic times, so that one indicator of a country’s healthy business climate can be seen from the condition of its capital markets. When the capital market is quite good, it will further encourage foreign investors to invest their capital in our country.
The resource person from Mandiri Sekuritas Bali Branch (Ahmad Rasyid Abidin) also conveyed his explanation that this investment activity must be set up from a young age, through income allocation. Remember that the largest allocation of funds is consumption. We must calculate the allocation of these funds through the correct composition of funds. So with the introduction of investment, the big question arises, namely “Begin with the End in Mind, How to Start an Investment?” Through stock investment, also known as high risk high return. This means that the profit generated from investing in shares is very high, even though it carries high risks. We can minimize this risk by investing our money in shares that are classified as blue chips (shares of companies with the best performance on the stock exchange). Even when choosing blue chip stocks, we have to pay attention to the company’s fundamentals and its prospects for the next few years, whether it pays dividends regularly or not, and so on. MOST, the name for Mandiri SecuritiesOnline Trading is one of the stock investments the most delicious, user user-friendly for transactions. Apart from that, Mandiri Sekuritas has a complete and comprehensive Mutual Fund supermarket, which offers Mutual Funds not only from Mandiri Investasi but also Mutual Funds from other Investment Managers. (team).
